""sntjohnny: "There is no difference here worthy going into.""
"... then apparently we are arguing two different points...."
You noticed?

That's why I said I decided against sharing why I think the example is nonetheless satisfactory.
"I'm talking about so it's hardly fair to say that I "insist" that a specific word be used."
When you said 'clinically' insane it sounded very much to me like you were speaking towards an overall mental condition, and not something narrowly construed towards one specific proposition.
Also, you've completely dropped the whole 'beneficial' aspect from your premise, which was a significant part of my earlier reactions. Without that aspect, it does change my reaction, because it does change what we are talking about. But you have acted as though you've changed nothing. Its only left me a little confused, is all. Are you now excluding 'beneficial' from your earlier premise? Do you still think it belongs?
"What this means, then, is that you believe that people who do not believe in one of the various gods (or does this apply only to disbelief in the Christian God?) are irrational."
Sometimes I think they are not being rational. I do not believe their conclusions flow properly from the facts. The reasons for this are so diverse, however, that it would be silly to issue forth on it. Also, this is quite unconnected to rewards/punishments.
This is no different, in my mind, from the conclusions that an atheist will have that the theist is drawing conclusions improperly from the facts.
And that is why we are all here enduring this love fest, isn't it? To test the rationality of our own and other's belief systems?
"You believe that a disbelief in gods (or perhaps a disbelief only in your own specific god) shows that a person a) is not endowed with reason or b) is affected by loss of usual or normal mental clarity or is incoherent, as from shock or c) is marked by a lack of accord with reason or sound judgment: an irrational dislike."
Haven't seen a false trichotomy in a while.

Without embracing either or these three ( c might be acceptable), let me add d) proceeds logically enough from certain assumptions which themselves have not been well evaluated and may have been chosen also from a wide diversity of motivations.